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With comprehensive Real Property Title and settlement services on local, state and national levels,


Closing Process Explained


Closing Process or settlement as it is known in some parts of the United States is when the title to the property is transferred from the seller to the buyer.

Once you have signed the Contract of Sale then we are counting down the days to one of the most exciting steps of being a home owner. Once you have picked out your attorney and referred us as your title insurance provider, then the the job to protect your title becomes our full responsibility. As per Federal Law called the Real Estate Settlement Procedures Act (RESPA) the homeowner has the right the choose the title insurance company when purchasing or refinancing residential property. The only exception to this rule is when it applied to commercial real estate transaction is not within the parameters of the RESPA. Always remember as a buyer that the insurance premium is not controlled by the industry but by the states Insurance Commissioner. Unlike life, medical or homeowner insurance which is paid annually, title insurance is a one time payment for the policy until the property is resold.

Once the Homeowner/Attorney choses us as their title insurance provider, we search all public records for information regarding your new home's title in pursuit of any of flaws and mistakes that would create unnecessary havoc for you after the property has transferred.

On the closing day you can sit calm and relaxed because we have taken care of all necessary procedures to make sure you are at ease and your new home brings you joy. You have now achieved the American Dream. Congratulations.

We at Reliance Title, are here behind-the-scenes to provide you the best service and make this ride a smoother for all those involved. Reliance Title does not believe in any type of hidden fees. We work to provide the most quick and reliable service with complete transparency.